Extra! Extra!

Ok so my previous post was a little premature in the celebrating... I wasn't actually approved for my mortgage yet. I'd gotten something called a "commitment letter" from the bank I was using, yes, but it turns out that even though that's a positive step, it's not my actual approval. What I really needed was that same type of letter from CHFA (Connecticut Housing Finance Authority) before I could consider myself in the home stretch.

I found all this out after attending a mandatory educational seminar about home-ownership. It was a three-hour class in a small back room of the mall that covered stuff I basically already knew. But I did learn a few things (like, you actually need TWO different commitment letters).

Anyway, to make a long story short, I got that second commitment today!! Hurrah!! Now I really AM only a few pieces of paper and a bunch of closing cost money away from owning my own home!!! Hella scary, people, hella scary.

I was thinking it could be really cool to have Thanksgiving in my new house. Or maybe Christmas. I think that would really make me feel like a grown-up. It's odd because even though I'm going to be owning my own place as of next week, I still don't really feel grown up at all. I don't know when that stepping off point is going to be, but I don't know that I'm really looking forward to it. I kind of like that I still feel young and energetic and full of hope and promise. Like I could do anything. I think I associate "feeling like a grown-up" with "feeling burdened with worry and responsibility." Certainly, owning a home is going to up those feelings, but hopefully it won't be too overwhelming.

I'll have to figure out how to post pictures of the place once I move in so anyone can see it if they want to! :)

Movin' on up!

So it's taken me a little while to get back to post here, but I have good news ... I just saved a bunch of money on my car insurance by switching to Geico.

No, just kidding. Geico sucks, I have Progressive.

My good news is this... I've been approved for my mortgage and I'm essentially several dozens of pieces of paper and a couple grand in closing costs away from owning my first home! Yay!! I can hardly believe it. Things have been going so smoothly thus far *knock on wood* that I could potentially be in my new house before Halloween! Wouldn't that be crazy?! The BF is sort of nervous that we'll never see each other once I move, but I think it's going to be good for our relationship. The time we spend together will be quality one-on-one time. We won't have to worry about our families taking the attention or anything like that. We'll be able to focus on one other totally. Emotionally ... and otherwise ;)

On a completely unrelated and random note, is anyone else as outraged as I am that Nicholas Cage has named his son after a fictional superhero? Kal-el Coppola Cage?!?! KAL-EL??!??! Are you serious, dude??? I just don't understand why celebrities feel the need to name their children ridiculous things. Really, what is the appeal? Sometimes I think it's really nothing more than a cheap publicity stunt. Think about it. The odder the name, the more likely the press is going to pick up on it and write a story about it. That gets the mommy or daddy's name in print. Voila! Instant publicity! Check out this list for some of the more ridiculous celebrity baby names.

Comment here on your personal favorites. I'm partial to Jermajesty Jackson myself.